Current Asset Building Articles 2010
The Asset Funders Network shares successful strategies and approaches that have helped low-income Americans save for home ownership, higher education, small business and long-term investment opportunities. The following articles support that purpose.
May 2010
Social Security Is an Anti-Poverty Program
A new post in Spotlight on Poverty and Opportunity features the often underestimated role of Social Security in mitigating the risk of poverty for vulnerable Americans. Virginia Reno and Ben Veghte of National Academy of Social Insurance (NASI)I report how Social Security has helped prevent poverty among working families who have experienced the death or disability of breadwinners and how the program has been instrumental in reducing poverty among older Americans, especially women who are more likely to be poor or near poor in old age. Visit Spotlight on Poverty and Opportunity to read more.
March/February 2010
EARN White Paper: Advancing Financial Coaching for Low-Income Populations
EARN’s white paper on financial coaching candidly shares midstream learnings from the experiment EARN has underway in testing whether coaching is a cost effective tool in creating prosperity.
EARN Research Brief: Mobile Financial Services for the Underbanked in the U.S.
EARN’s mobile brief offers surprising results from surveys and focus groups with over 200 EARN Savers, about attitudes toward the use of mobile technology to conduct financial transactions.
January 2010
EARN Research Brief: What Motivates Low Income Earners to Save Money?
EARN’s Savings study offers initial results from a groundbreaking ongoing qualitative research protocol that explores behavioral shifts that result from experiences with sustained savings among low income earners.